RWA Backed Credit Factory
WE UNLOCK TRAPPED EQUITY IN REAL WORLD ASSETS BY LENDING AGAINST TITLE
Bricklayer is a private credit protocol designed to bridge the gap between real world assets (RWA) and decentralized finance (DeFi). By functioning as a stablecoin credit layer for real-world assets, Bricklayer solves the “$60T trapped equity” problem in the real estate market.
The protocol aggregates liquidity across multiple fixed term lenders and issues over-collateralized loans to property owners, targeting a competitive yield for creditors while maintaining a conservative Loan-to-Value (LTV) ratio for borrowers.
In traditional private credit models, undrawn capital creates performance drag. Bricklayer mitigates this inefficiency through a structured liquidity management framework. Surplus capital is allocated to carefully selected yield strategies designed to preserve liquidity and maintain short-duration exposure.
This framework improves return dynamics while ensuring full availability of capital for secured loan deployment.
Traditional real estate owners face a massive liquidity crisis; accessing the equity locked in their properties often requires slow, expensive bank refinancing or outright asset disposal.
Conversely, DeFi capital markets are awash with liquidity seeking secured, real-world yields that are less volatile than crypto-native assets.
Real estate owners do not sell their property. Instead, they “cement” their asset by granting a charge/lien on title to Bricklayer’s in-country Lending Special Purpose Vehicle (SPV) that grants enforceable rights to the collateral.
RWA-backed Credit Factory. We unlock trapped equity in real assets by lending against title.
